Construction financing

Ground-Up Construction

Ground-up capital that keeps acquisition, permitting, and construction moving on a defined timeline.

Loan size$50K–$3MM

Term12–18 months

LeverageUp to 70% ARV

Program details

Land advanceUp to 75% of the lower of land value or purchase price; 60% if unpermitted

ConstructionUp to 100% of construction costs

Total project costUp to 85% LTC

Catch-up drawMay raise initial advance to 75% after required plans and permits are approved

Interest reserveMinimum one month

RecourseFull recourse

Property count1–2 properties

ExperiencePrevious real estate experience required; exceptions reviewed case-by-case

Program terms shown are indicative, subject to change, complete underwriting, property review, and final approval. This is not a commitment to lend.