Long-term investor loan

DSCR Rental

Thirty-year financing qualified primarily by property cash flow—not personal income documentation.

Loan size$75K–$2MM

Term30 years

LeverageUp to 80% LTV

Program details

Purchase / rate-termUp to 80% LTV

Cash-outUp to 75% LTV

Minimum DSCR1.05x gross rent / PITIA

Seasoning90 days to use value rather than cost basis

Short ownershipIf owned under three months, up to 80% of total cost basis

BorrowerEntity required

VacancyVacant purchases allowed; one vacant unit on a 2–4 unit refinance

Foreign nationalsEligible up to 65% LTV, subject to requirements

Program terms shown are indicative, subject to change, complete underwriting, property review, and final approval. This is not a commitment to lend.