Investor resource
Analyze the deal before you finance it.
The numbers we look at first when a Brooklyn or NYC investor brings us a scenario.
01
Total project cost
- Purchase price
- Rehab or construction budget with contingency
- Closing costs, transfer taxes, and legal fees
- Carrying costs: interest, insurance, taxes, utilities
02
Value
- As-is value supported by comparable sales
- After-repair value (ARV) from finished comps
- Realistic rents for rental exits
03
Leverage check
- Fix & Flip: up to 90% of cost and 75% of ARV
- Ground-Up: up to 70% of ARV
- DSCR Rental: up to 80% LTV, minimum 1.05x DSCR
04
Exit plan
- Sale: margin after selling costs
- Refinance: will rents support a DSCR loan?
- Timeline buffer beyond your plan
General guidance only. Not a commitment to lend; all loans subject to underwriting approval.